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Texas Bonded Title: A Comprehensive Guide

Automobile Title Services Near Me
Texas Bonded Title


If you're a Texan in need of a bonded title, you're in the right place. In this guide, we will walk you through the process of obtaining a Texas Bonded Title, providing valuable insights and answering frequently asked questions along the way. Whether you're dealing with a lost title, an abandoned vehicle, or a title with missing information, we've got you covered at Swift Auto Title.

What Is a Texas Bonded Title?

A Texas Bonded Title is a legal document that proves ownership of a vehicle when the standard proof of ownership, such as a regular title, is unavailable. It's often required in cases where the original title has been lost, stolen, or contains errors that need correction.

Understanding the Need for a Bonded Title

  • Lost or Stolen Title: If you've misplaced your vehicle's title or it has been stolen, a bonded title can provide a legal alternative to prove ownership.

  • Incomplete Title: Sometimes, titles may have incomplete information or errors that require correction before a standard title can be issued. A bonded title helps in such situations.

How to Obtain a Texas Bonded Title

Obtaining a Texas Bonded Title involves several steps and requirements. It's essential to follow these diligently to ensure a smooth process.

Step 1: Determine Eligibility

Before applying for a Texas Bonded Title, ensure you meet the eligibility criteria, which include:

  • Residency: You must be a Texas resident.

  • Ownership: You must possess the vehicle.

  • No Other Options: A bonded title is only an option when the standard title cannot be obtained.

Step 2: Vehicle Inspection

The next step involves getting your vehicle inspected by the Texas Department of Motor Vehicles (DMV) or a certified inspection station. This inspection ensures the vehicle is not stolen, and its identification number matches DMV records.

Step 3: Obtain a Surety Bond

To obtain a bonded title, you'll need to purchase a surety bond from a licensed insurance company. The bond serves as a financial guarantee against any potential claims on the vehicle's title.

Step 4: Complete Required Forms

Fill out the necessary forms provided by the DMV, including the "Application for Texas Certificate of Title" (Form 130-U) and the "Affidavit of Motor Vehicle Gift Transfer" (Form 14-317).

Step 5: Pay Fees

Pay the required fees, which include the title application fee and any applicable taxes.

Step 6: Submit Documentation

Submit all the required documentation, including the surety bond, completed forms, and proof of residency and identification, to the DMV.

Step 7: Wait for Approval

Once you've submitted all the necessary documents and fees, the DMV will review your application. If everything is in order, you'll receive your Texas Bonded Title.

FAQs About Texas Bonded Titles

What is the cost of a Texas Bonded Title?

The cost of a Texas Bonded Title can vary depending on factors like the vehicle's value and the surety bond amount. It's advisable to check with the DMV or your insurance provider for an accurate estimate.

How long does it take to obtain a Texas Bonded Title?

The processing time for a Texas Bonded Title can vary, but it typically takes a few weeks. Delays may occur if there are issues with your application or documentation.

Can I sell a vehicle with a bonded title?

Yes, you can sell a vehicle with a bonded title. However, potential buyers may be cautious, so be prepared to explain the process and provide necessary documentation to reassure them.

What if my bonded title application is rejected?

If your application is rejected, the DMV will provide reasons for the rejection. You can correct the issues and reapply.

Can I get insurance for a vehicle with a bonded title?

Getting insurance for a vehicle with a bonded title can be more challenging than insuring a standard-titled vehicle. Insurance companies may have specific requirements and policies for bonded titles, so it's best to consult with insurance providers.

How long is a Texas Bonded Title valid?

A Texas Bonded Title is valid for three years. Within this period, you should work to resolve any issues that led to the need for a bonded title and obtain a standard title.


Obtaining a Texas Bonded Title might seem like a complex process, but it's a valuable solution when traditional title options are unavailable. By following the steps outlined in this guide and adhering to the requirements, you can secure your legal proof of vehicle ownership. If you find yourself in need of a Texas Bonded Title, rest assured that you now have the knowledge and information to navigate the process successfully. Let us do the heavy lifting, reach out to Swift Auto Title Services Today!

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